B and E
Option A is incorrect because intentionally wrongful, willful, or fraudulent acts are not covered.
Option C is incorrect because not all policies automatically cover prior acts. If you had a period of being uninsured or are changing insurance carriers, it is critical to verify that the new insurance company will cover prior acts.
It is important to understand that claims CAN be made after you retire or even leave the field of architect.
You may not be covered if you are not insured at the time the claim is made - making answer D incorrect.
Architects should, therefore, check their state’s statutory period and maintain insurance for at least that time frame. For example, if your state’s statutory period is 10 years after project completion then you would need to maintain your insurance for at least that long.